A seniors loan or senior home loan may also be known as a reverse mortgage or equity release loan. It allows borrowers aged 60 years and over to access the equity in their home without the need to make any repayments until the property is sold or passes to their estate.

The interest on a seniors loan compounds (interest charges and fees are added to the loan each month), and repayments are made to the lender when the property is sold, or when the title passes to the borrowers estate.

These products also contain a "No-Negative Equity Guarantee", meaning you will never owe more than the value of your home.

Crest has access to both bank and non-bank lenders of this type of product. Our range of providers allows us to assess the best possible option for your particular situation.

"Just a quick email to thank you for your assistance and patience with my mortgage transfer. You made the process as pleasant as possible. I look forward to speaking to you again in a year's time."
I Waldren, Sydney.

"Very many thanks for everything you did for us. You were extremely helpful & very patient. Once again, thank you very much."
S Mullin.